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Sallie Mae Accelerate

Sallie Mae Accelerate

Get to financial freedom faster.

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Start with 1.25% cash back on every purchase. Then unlock a 25% bonus on cash back rewards when used to help pay down any student loan. You’re winning without even trying.

$0 Annual Fee

0% Introductory APR on purchases and balance transfers for 15 months from date of account opening

Then a variable APR of 14.49% to 24.49%

The only card that gives a bonus when you use rewards to pay down a student loan.

Other cards might give you airline miles or next-to-impossible to use bonus points. This one gives you a real reward: the chance to help pay down any federal or private student loan faster.

We don't skimp on regular cash back rewards, either.

You'll get 1.25% cash back on every purchase you make, with no limits. And no annual fee.

We’ve got your back, but you’re in control.

Manage everything from spending to security straight from the mobile app with only a few taps.

Pause your card for any reason

Set customized alerts

Dispute transactions

Track your credit score

And you'll never be responsible for any unauthorized charges on your Sallie Mae AccelerateSM card.

Here's a tip:
Quick tips.

Customizable quick tips can help you manage your credit like a financial pro. Opt in to push notifications and we'll jump into action.

Sallie Mae AccelerateSM credit card

Everything you’d expect. And more.

It’s more than a card. It’s a card packed with features and perks, to make life easier and more rewarding.

Instant Perks

Unlock additional rewards with responsible financial behavior.

Digital Wallets

Add your card to a digital wallet in seconds and speed through checkout.

Customer Service

100% US-based customer service

Cell Phone Protection

Pay your monthly cell phone bill with your Sallie Mae Accelerate card and get up to $600 per claim in cell phone protection.

$0 liability on unauthorized charges

You're never responsible for unauthorized purchases on your card.

You don't stand still.
Neither does your card.

Keep an eye out for these great features coming very soon.


Refer a friend

Coming soon. Refer a friend. Get rewarded. It’s a win-win.

Virtual Card

Coming soon. Added security. Use the mobile app to create a virtual account number to shop online or sign up for subscriptions without exposing your actual number.

View pricing and terms for Sallie Mae Accelerate
Balance transfers must be authorized within 60 days from date of account opening.

To access these features and benefits you must download the Sallie Mae credit card app.

You may initiate a dispute through the mobile app within the transaction details or by contacting us in writing at Sallie Mae, PO Box 1230, Menlo Park, CA 94026.

FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

Cell phone protection is provided by Mastercard under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim and is subject to a $50 co-pay per claim. Protection applies to up to 3 phones, the primary line and up to the first two secondary lines on the covered phone bill. $1,000 maximum claim benefit per 12 months. Refer to your Guide to Benefits for additional information as terms and exclusions may apply.

The Sallie Mae Accelerate credit card is issued by Sallie Mae Bank pursuant to a license by Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.