Skip to main contentSkip to login

Sallie Mae Ignite

Sallie Mae Ignite

With this cash back card, responsibility pays.

Apply now

I have a personal offer code

You can earn 1% cash back on every purchase you make. With no limits. Then make six consecutive on-time payments and you’ll get a 25% bonus on your cash back rewards. Easy as that.

$0 Annual Fee  0% Introductory APR on purchases for 6 months  Then 14.49% to 24.49%

Made with students.
For students.

You have places to go. This student credit card is your first step. Ignite was built from the ground up specifically for students to encourage financial responsibility.

Get a 25% bonus on cash back rewards after six consecutive on-time payments.

This card doesn’t just remind you to pay your bill, it rewards you for it.

Sallie Mae IgniteSM credit card

Plus 1% cash back on all your purchases.

Even the spontaneous ones, like 3am burritos.

We're with you every step of the way.

With our student credit card, your financial safety and security are our number one priority. So we've made it simple to protect yourself right from the mobile app.

Pause your card for any reason

Set customized alerts

Dispute transactions

Track your credit score

And you'll never be responsible for any unauthorized charges on your Sallie Mae IgniteSM card.

It's a card for today.

Whatever happens today, your Sallie Mae Ignite card will be ready to help. With features like these:

Instant Perks

Unlock additional rewards with responsible financial behavior.

Digital Wallets

Add your card to a digital wallet in seconds and speed through checkout.

Customer Service

100% US-based customer service

Cell Phone Protection

Pay your monthly cell phone bill with your Sallie Mae Ignite card and get up to $600 per claim in cell phone protection.

$0 liability on unauthorized charges

You’re never responsible for unauthorized purchases on your student credit card.

It's a card for tomorrow.

Life changes. So will your student credit card. Here are some great features that are coming soon.


Refer a friend

Coming soon. Refer a friend. Get rewarded. It’s a win-win.

Virtual Card

Coming soon. Added security. Use the mobile app to create a virtual account number to shop online or sign up for subscriptions without exposing your actual number.

View pricing and terms for Sallie Mae Ignite

To access these features and benefits you must download the Sallie Mae credit card app.

You may initiate a dispute through the mobile app within the transaction details or by contacting us in writing at Sallie Mae, PO Box 1230, Menlo Park, CA 94026.

FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

Cell phone protection is provided by Mastercard under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim and is subject to a $50 co-pay per claim. Protection applies to up to 3 phones, the primary line and up to the first two secondary lines on the covered phone bill. $1,000 maximum claim benefit per 12 months. Refer to your Guide to Benefits for additional information as terms and exclusions may apply.

The Sallie Mae Ignite credit card is issued by Sallie Mae Bank pursuant to a license by Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.